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Citizens Bank Website

Checking Accounts

Basic Checking Account

No frills, no surprises account for those who just want the “basics”.


  • Unlimited Check writing
  • Free Online and Mobile Banking
  • $100 minimum balance*
  • $6 (plus tax) monthly service charge if account balance falls below $100*
  • Direct deposit available
  • Instant issue debit chip card(s) available with approved credit
    • $15 (plus tax) annual fee due each June statement cycle. This fee is waived if sign up for e-statements

*Waived for those age 23 or younger or customers 60 years of age or better who choose not to have images of checks in monthly statements.