Telebank | Personal Cash Reserve | Senior Citizens Benefit
Automatic Overdraft Protection Transfer | Bank by Mail | Electronic Banking 
Automatic Funds Transfers | And much more... | Internet Banking | ATM Locator

Citizens Bank is proud to offer a variety of services to our customers.

 

Telebank Help-Line - to top

You have access to account information 24 hours a day, 7 days a week, when you call Telebank at (319) 462-4400 or 1(800) 427-8823. It's easy to use. All you need is a phone, your account number(s) and your 4-digit personal identification number (PIN). There is no fee for this service.
Telebank offers:

  • Balance Inquiries
  • Amount and date deposits
  • Check amount(s) and check number(s) cleared
  • Loan and Certificate of Deposit information
  • Account transfers 
  • Much more

 

Personal Cash Reserve (Overdraft Protection) - to top
Subject to credit approval, Cash Reserve enables you to avoid overdrafts. It is a credit line attached to your checking account, available for use when you need it. Four levels of credit are available, ranging from $500 to $5,000. Payments of up to 5% of the outstanding balance are automatically deducted from your account monthly. The finance charge, which is determined by the level of credit extended, will accrue only on the outstanding principal balance. 

 

Passport Club - to top
Customers who are 55+ years of age can enjoy many free benefits when they maintain a total combined deposit relationship of $7,500. Click here to learn more.

 

Automatic Overdraft Protection - to top
This service allows a transfer from savings automatically to cover any overdrafts incurred on a checking account which may help to avoid NSF charges and returned checks. A fee of $3.00 is charged per transfer. (Some account types may have additional excess withdrawal fees)

 

Bank by Mail - to top
Banking may be done through the mail for your convenience.  If you use our special bank by mail envelopes, a confirmation receipt will be returned along with envelopes for the next bank by mail transaction.

 

Electronic Banking - to top
Both domestic and international wire transfer services are available in addition to ACH Origination services, for our commercial accounts.

 

Automatic Funds Transfer - to top
An Automatic transfer may be established to move money from one account to another with a pre-determined amount and frequency.  The frequency choices are weekly, bi-weekly, monthly, quarterly, semi-annually or annually. There is no charge for this type of transfer.

 

And much more... - to top
  • Automated Teller Machines
  • Safe Deposit Boxes
  • Cashier checks
  • Money Orders
  • Travelers Checks
  • Direct Deposit
  • Night Depository
  • VISA / MasterCards
  • ATM Locator

Contact us for more information.

 

Internet Banking - to top
The Internet is quickly becoming a new avenue through which Citizens Bank can provide the most convenient, technologically advanced services to its customers. Now, Citizens Bank provides 24 hour access to account information. Bill Payment services are also available.

Click here for a demo.

 

 

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Anamosa: PO Box 137215 East Main Anamosa, IA 52205 319-462-3561 Fax 319-462-2209
Tipton: PO Box 427
427 Cedar St. Tipton, IA 52772 563-886-2136 Fax 563-886-3936

Equal Housing Lender

FDIC Insured


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